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Glossary of Terms

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FINANCIAL GUIDES

Annuities
This guide provides an insight into Pension Annuities.

Banking
Discover the facts behind Internet banking.

Buildings Insurance
Outlines the need for and the cover offered under these policies.

Cash ISAs
This guide provides details of cash mini ISAs.


Contents Insurance
Examine the key aspects behind the protection of your valuables.


Endowments
Explains the principles of these Life Assurance policies and the options if you wish to surrender one.


Fund Supermarkets
This guide explains Fund Supermarkets.


ISAs
Discover all about investing with ISAs.


Mortgages
Our guide provides an excellent overview of this important area of finance.


Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgages you can choose how we are paid: pay a fee, usually 1% of the loan amount, or we can accept commission from the lender.

Retirement
Explains the principles of planning and making provision for your future income needs.


Stakeholder
Introduced in April 2001 the Government new pension arrangement. This guide helps you find out more.


Unit Linked Bonds
Clear and concise information regarding Unit Linked Bonds.


With Profits Bonds
Clear and concise information regarding With Profits Bonds.

 

House Prices

As at Oct/09
Avg. £165,528 
Annual Change -4.70%

Monthly change 1.20%
Src: Halifax Group

Bank Base Rates

As at Nov/09
Rate 0.50%  

Monthly change 0.00%
Src: Bank of Eng.

Retail Prices

As at Oct/09
Index -1.40%  
Src: HM Treasury

FTSE 250

FTSE 100