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Glossary of Terms

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Terms of Business

• Terms of Business

WELCOME TO CRAWFORD SCOTT

INDEPENDENT FINANCIAL ADVISERS

Welcome to our website. Here you’ll find an outline of the services we offer, information on many of the products available and up-to-the-minute links to enable you to track your investments.

I am an Essex-based financial advisor with over 18 years’ experience in the industry, providing independent solutions to individual and corporate clients. Advice is always focussed on clients' requirements, including comprehensive financial planning and advice on pensions, investments, life assurance, mortgages and Commercial Finance.

The services that I and my colleagues – Clair Thompson, a mortgage specialist with two years experience, and Graham Tingey, a financial adviser of 20 years’ standing – offer at Crawford Scott Ltd are:

• A personal and confidential financial assessment
• Full analysis of your financial situation
• Solutions tailor-made for your specific requirements
• Face-to-face advice
• The ability to purchase and track products and services online

There are thousands of insurance, pensions and investment products to choose from, underwritten by a multitude of insurers and financial institutions. I can direct you to the most appropriate arrangements and am committed to keeping you informed of your progress on a regular basis, including a review meeting at least once a year.

Paul Howell

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate Commercial Finance and some forms of Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

House Prices

As at August/08
Avg. £174,178
Annual Change -10.9%
Src: Halifax Group

Bank Base Rates

As at Oct/08
Rate 4.50%
Src: Bank of Eng.

Retail Prices

As at July/08
Index 4.50%
Src: HM Treasury

FTSE 250

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FTSE 100