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MORTGAGES

Whether you’re a first-time buyer, moving home, looking to remortgage or want to buy to let, Crawford Scott aims to find you find the most appropriate mortgage. With access to most leading UK lenders, offering over 70,000 products, we will source the most suitable repayment terms and the most suitable way to protect your mortgage.

The two main types of mortgage are:

Repayment mortgage: The monthly payment contains an increment to pay off some of the capital borrowed and the interest. The capital on which the interest is paid will gradually decrease and the full mortgage is paid off at the end of the term.Providing all payments are madeon time and in full.

Interest-only mortgage: The monthly payment is used to pay off the interest, but none of the capital. Instead, the capital sum borrowed is paid off at the end of the term of the mortgage via a completely separate investment such as an endowment, Individual Savings Account (ISA) or pension plan.

Within these two types there are many different mortgages available, each offering different benefits and ways of repaying your mortgage. Those available include:

• Purchase Mortgages
• Remortgages
• First-time buyer mortgages
• Buy-to-let mortgages 
• Capital-raising mortgages
• Poor/bad credit mortgages
• No-deposit mortgages 
• 100% + mortgages
• Student mortgages
• Commercial mortgages
• Equity-release mortgages
• Self-certified mortgages
• Shared equity mortgages
• Homestake scheme mortgages
• Right-to-buy mortgages

The overallcost of a comparison is 7% APR typical. The actual rate available will depend upon yourcircumstances. Ask for a Personalised Illustration .

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Services Authority does not regulate some forms of mortgages.

Try our mortgage calculators

• What can I afford?
• What can I borrow?
• What does it cost?

 

Crawford Scott Ltd - Independent Mortgage Specialists & Financial Advisers
Office e-mail: admin@crawfordscott.com  or Paul’s e-mail: paul@crawfordscott.com
Head Office Address: 214 London Road, Hadleigh, Essex SS7 2PD
Director: Paul Howell Registered in England No:4724111
Registered Address: Little Acre, Scotts Hill, Southminster, Essex CM0 7BG

Authorised and regulated by the Financial Services Authority.
FSA Number: 431256.

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