Calculators
Financial Guides
Useful Links
Client/Provider
Authority Forms
Newsletters
Glossary of Terms
Terms of Business
Initial Disclosure Documents
Costs and Charges
PENSIONS
Ensuring a decent standard of living in retirement is a priority for most people when devising a personal financial strategy. As the basic state pension promises an increasingly limited source of income, personal pension planning is becoming ever more important.
Pensions are basically long–term investments with special tax rules – in particular, tax relief on contributions. There are three main types:
• Employers’ schemes, including occupational salary-related pensions and money purchase schemes
• Stakeholder and personal pensions offering a myriad of investment options and benefits
• Self-invested personal pensions for those who wish to determine their own investment strategy
Expert guidance is essential to make informed decisions and ensure that your future retirement needs can be realised. Crawford Scott offers independent advice across the full range of pension planning. Our advisers will consider your financial circumstances carefully and advise you on the most suitable recommendations for you to plan for your retirement income. With extensive experience and access to the entire market, they are able to make the best recommendations for you and clearly explain how much you need to contribute and what you might expect as a return.
House Prices
As at August/08
Avg. £174,178
Annual Change -10.9%
Src: Halifax Group
Bank Base Rates
As at Oct/08
Rate 4.50%
Src: Bank of Eng.
Retail Prices
As at July/08
Index 4.50%
Src: HM Treasury
FTSE 250
FTSE 100
Crawford Scott Ltd - Independent Mortgage Specialists & Financial Advisers
Office e-mail: admin@crawfordscott.com or Paul’s e-mail: paul@crawfordscott.com
Head Office Address: 214 London Road, Hadleigh, Essex SS7 2PD
Director: Paul Howell Registered in England No:4724111
Registered Address: Little Acre, Scotts Hill, Southminster, Essex CM0 7BG
Authorised and regulated by the Financial Services Authority.
FSA Number: 431256.
Website designed by Resolution Creative Media Ltd