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PENSIONS

Ensuring a decent standard of living in retirement is a priority for most people when devising a personal financial strategy. As the basic state pension promises an increasingly limited source of income, personal pension planning is becoming ever more important.

Pensions are basically long–term investments with special tax rules – in particular, tax relief on contributions. There are three main types:

• Employers’ schemes, including occupational salary-related pensions and money purchase schemes

• Stakeholder and personal pensions offering a myriad of investment options and benefits

• Self-invested personal pensions for those who wish to determine their own investment strategy

Expert guidance is essential to make informed decisions and ensure that your future retirement needs can be realised. Crawford Scott offers independent advice across the full range of pension planning. Our advisers will consider your financial circumstances carefully and advise you on the most suitable recommendations for you to plan for your retirement income. With extensive experience and access to the entire market, they are able to make the best recommendations for you and clearly explain how much you need to contribute and what you might expect as a return.

Crawford Scott Ltd - Independent Mortgage Specialists & Financial Advisers
Office e-mail: admin@crawfordscott.com  or Paul’s e-mail: paul@crawfordscott.com
Head Office Address: Sovereign House, Suite B, 153 High Street, Brentwood, Essex, CM14 4SD
Director: Paul Howell Registered in England No:4724111
Registered Address: Sovereign House, Suite B, 153 High Street, Brentwood, Essex, CM14 4SD

Authorised and regulated by the Financial Services Authority.
FSA Number: 431256.

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